February 2022

10 personal finance rules to follow if you are taking a sabbatical from work

Taking a career break is so common these days. To break away from the past and to move on a different path, one needs time to think through, plan and prepare. Many young mothers take a break from work to raise a child; some take a break to begin an entrepreneurial venture; some decide to …

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Budgeting Basics for Wealth, Health and Happiness

Budgeting is the first step toward financial planning. It includes a series of questions about how you spend your hard-earned money. And being accountable for your inflows and outflows is a healthy exercise for strengthening your ability to save and plan for your future. Having a budget helps us live within our means and avoid …

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Kiplinger’s Personal Finance: Travel insurance for a pandemic | Business News

The pandemic has introduced a discomfiting element of gambling to travel planning. But you can reduce the odds of losing money when your trip is canceled or delayed by buying travel insurance. The limitations of standard travel insurance have expanded the appeal of a previously obscure upgrade to standard travel insurance known as “cancel for …

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Survey: 67% Say Personal Finance Should Be Required in High School | Credit Cards

By mid-February survey from US News & World Report reveals that over two-thirds of respondents believe that a personal finance course should be a requirement to graduate from high school. On top of that number, another 26% say it should at least be offered as a high school elective. According to Next Gen Personal Finance21 …

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Painless – even fun – ways to learn about money [Personal Finance]olumn]

The online landscape is littered with horrible personal finance advice: teenagers promoting day trading strategies, “influencers” flogging questionable investment schemes and people with dubious credentials insisting you shouldn’t invest in a 401(k). Outrageous statements and flashy graphics grab attention, but there’s also plenty of sound, factually correct money content out there — and some of …

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Comparing Financial Strategies: FIRE, 50/30/20, Bogleheads and Ramsey’s Baby Steps | Saving and Budgeting

Financial movements like FIRE, velocity banking, and the strategies promoted by personal finance influencers like Dave Ramsey and Suze Orman often play an outsized role in shaping families’ financial strategies. But this advice is a double-edged sword in the eyes of many professional financial planners. These financial strategies can encourage individuals to address their financial …

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United Community Bank executives mentor, teach 12th graders banking, careers and personal finance

When it comes to teaching finances, United Community Bank believes it’s best to educate early. To that end, the bank created its Junior Board of Directors in 2005 to teach financial literacy and leadership for 12th graders. The program started in Georgia, but when the bank moved its headquarters to Greenville, the company wanted to …

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Health Care Cost Basics: What They Are and Ways to Save

Putting aside money for emergencies, like replacing a roof or a major car repair, is one of the age-old mantras of personal finance. But today there’s one major potential expense that, until relatively recently, few working people rarely thought about: Paying for out-of-pocket medical costs. Why? Because until the past decade or so, most employer …

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Personal Finance for the Real World — A Book That Bridges the Gap in Financial Literacy for Young Adults

Educator and author, Jake Cousineau, takes action to give youth a fighting chance with his book How to Adult: Personal Finance for the Real World. LOS ANGELES, May 8, 2022 /PRNewswire/ — High school teacher Jake Cousineau is working to lessen the gap in financial literacy with his book How to Adult: Personal Finance for …

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