September 2022

Why a Good Retirement Plan Isn’t Separate Pieces, But a Holistic Strategy

Effective retirement planning reaches beyond investments and the numbers related to various accounts a person owns. First, it’s about understanding the scope of one’s future financial needs and goals. And from that framework, it’s about putting all areas of the plan together so that they complement one another and function as an integrated whole. Sometimes …

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Having Trouble Saving Money? 3 Tips for Young Professionals

Is it true that many young professionals do not know how to save money? I recently had dinner with an old college friend. I was expecting to catch up on friends, family and our careers, but it was clear he wanted some basic financial information. Knowing that I advise young professionals on their finances, he …

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Is Your Retirement Portfolio a Tax Bomb?

Conventional wisdom suggests you should save everything you can in tax-deferred retirement accounts to minimize taxes in the current year and benefit from tax-sheltered growth. For many, that may still be good advice. Certainly, you should be saving everything you can for retirement. However, for high earners who save a lot, saving in tax-deferred accounts …

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Investing for Retirement Income Is Different – ​​Rethink the 60/40 Rule

A lot of retirement guidance I have read lately continues to treat baby boomers the same as the rest of the investing public. Even after the first six months of 2022, when the traditional 60/40 stock/bond portfolio sank more than 20%. I may not dispute the traditional approach for investors who are 25, 35 or …

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Retirement Planning: One Size Doesn’t Fit All

Planning for retirement is not easy. The key to planning is to reduce the probabilistic aspects of your retirement and to effectively manage the other risks. Importantly, that process is very personal. For my next four articles, I’m going to give you the following retirement planning lessons based on what we at Go2Income (opens in …

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5 Important Personal Finance Questions You Should Ask Yourself | by Mohamad Hakim | September, 2022

Reviewing your finances has never been more critical. Courtesy of Pexels.com I shared my plans for a personal financial audit in my previous post. It was about time I went through my finances and found its strengths and weaknesses. I akin this to driving a car. A car needs maintenance once in a while, and …

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